Short term loan questions answered

You can get a short term loan on-line. It is fast and easy just go here: goo.gl/nGuw1G 

Here are some Frequently Asked Questions About Online Advances. : 

Q. What is a payday loan, cash advance, payday advance or cash check advance?

A. They are all different names for a short-term loan of between $50 and $1,500 that you pay back on your next payday.


Q. How do payday loans, cash advances, payday advances or check cash advances work?

A. You fill out a simple application, get approved, sign some forms, and see the money deposited into your checking account. On your next payday, your account is debited for the amount you owe.


Q. What do I need to apply for a payday loan?

A. You need to have monthly income of at least $750 and have an active checking account.


Q. Does it matter if I have bad credit or no credit?

A. It does not matter if you have bad credit or no credit at all. Payday loans are designed to help people in need of emergency credit, so lenders understand that you may have had credit troubles in the past.


Q. Do you check the major credit bureaus during the application process?

A. No, the 3 major, traditional credit bureaus are not used in the application process.


Q. What if I have filed bankruptcy in the past?

A. You may still qualify if you have filed bankruptcy in the past, although the bankruptcy usually must be discharged.


Q. Is any collateral required to get a loan?

A. No, you simply authorized the lender to deposit and deduct funds from your checking account.. This is the same process most employers used to direct deposit your paycheck on your payday.


Q. How long does it take to get my cash?

A. In some cases, you could get your cash as soon as the same day. Most of the time the cash is in your account by the next day if you apply during business hours.


Q. Is my personal information safe?

A. Our website is secured by technology so that you can rest assured your personal information is safe and secure.

 Want to talk to a human? Go to the AmericashLoan location at 1798 S. Arlington Heights Road. 


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